Automation & Workflow
3 insights

In Made-to-Spec Production, the Quote Is the Only Place the Margin Is Decided

Banks Cut Headcount and Noninterest Expense Rose 10 Percent. The Cost Base Is Not People.
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Selected writing from the practice.
Equipment Finance Is Growing Fastest in the Segment Where Margin Is Set by Cost Per Deal
Small ticket new business volume is up 25.8 percent year to date against 11.3 percent for the industry overall. The segment growing fastest is the one whose economics are decided by processing cost and cycle time rather than by credit spread.
View insight →In Made-to-Spec Production, the Quote Is the Only Place the Margin Is Decided
Paper converters hold 51.7 percent of inventory as raw material against 41.5 percent for food manufacturers. That inversion traces back to the front of the process, where the specification, the price, and the schedule are all set at once.
View insight →Banks Cut Headcount and Noninterest Expense Rose 10 Percent. The Cost Base Is Not People.
Insured institutions shed 27,662 full-time equivalents over a year while noninterest expense grew 10 percent. When cost rises as headcount falls, the expense is attached to the work rather than to the workforce.
View insight →Start with the process that costs you most.
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