3 insights
Selected writing from the practice.
Small ticket new business volume is up 25.8 percent year to date against 11.3 percent for the industry overall. The segment growing fastest is the one whose economics are decided by processing cost and cycle time rather than by credit spread.
View insight →Equipment finance delinquencies over 30 days sat at 1.7 percent in June while the loss rate rose to 0.54 percent. Losses lag the delinquency that produces them, which makes monitoring cadence a credit control rather than a reporting task.
View insight →Equipment finance approval rates reached 79.5 percent in June, and 80.7 percent on small ticket. With 2026 volume forecast at the highest level since the survey began in 2006, the constraint is cost per file, not credit appetite.
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