Tag

operating cost

2 insights

A rising curve showing the small ticket share of new business volume, starting at 31.4 percent today and reaching 50 percent in about four years and 58 percent in six, holding the reported year-to-date growth rates of 25.8 percent for small ticket and 11.3 percent overall.

Equipment Finance Is Growing Fastest in the Segment Where Margin Is Set by Cost Per Deal

Small ticket new business volume is up 25.8 percent year to date against 11.3 percent for the industry overall. The segment growing fastest is the one whose economics are decided by processing cost and cycle time rather than by credit spread.
Specialty FinanceAutomation & Workflow
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A waffle grid of 100 squares with 10 marked, showing that noninterest expense at insured institutions rose 10 percent year over year while full-time equivalent headcount fell 1.3 percent.

Banks Cut Headcount and Noninterest Expense Rose 10 Percent. The Cost Base Is Not People.

Insured institutions shed 27,662 full-time equivalents over a year while noninterest expense grew 10 percent. When cost rises as headcount falls, the expense is attached to the work rather than to the workforce.
BankingAutomation & Workflow
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