Tag

equipment finance

3 insights

A rising curve showing the small ticket share of new business volume, starting at 31.4 percent today and reaching 50 percent in about four years and 58 percent in six, holding the reported year-to-date growth rates of 25.8 percent for small ticket and 11.3 percent overall.

Equipment Finance Is Growing Fastest in the Segment Where Margin Is Set by Cost Per Deal

Small ticket new business volume is up 25.8 percent year to date against 11.3 percent for the industry overall. The segment growing fastest is the one whose economics are decided by processing cost and cycle time rather than by credit spread.

Specialty Finance Automation & Workflow

View Insight

Bullet bars showing an overall credit approval rate of 79.5 percent and a small ticket approval rate of 80.7 percent, each against the full population of applications received.

Approval Rates Near 80 Percent Mean Four in Five Applications Become Work. Volume Is at a Record.

Equipment finance approval rates reached 79.5 percent in June, and 80.7 percent on small ticket. With 2026 volume forecast at the highest level since the survey began in 2006, the constraint is cost per file, not credit appetite.

Specialty Finance Business Case & ROI

View Insight

Three bullet bars showing builder confidence components against the neutral reading of 50: current sales conditions at 39, sales expectations at 43, and prospective buyer traffic at 23.

Housing Starts Fell 12.4 Percent. That Reaches a Lending Book Through Files That Look Unrelated.

July housing starts fell 12.4 percent on the month and 13.5 percent on the year, with builder confidence at 35 for a sixteenth straight month. Sector exposure arrives as many separate problems.

Collections & AR

View Insight

Keep reading

Start with the process that costs you most.

A conversation first. A structured assessment when it earns one. Or see what a discovery finds before you book anything.

Book a discovery call → See what a discovery finds

equipment finance