Category

Alternative Lending

28 insights ยท page 4 of 4

Bar chart showing recoverable AR loss percentage from inconsistent collections follow-up at alternative lenders

18% of the Portfolio Is Paying for Itself. The Collections Team Just Doesn't Know It.

Manual collections processes leave 15โ€“20% of recoverable AR uncollected. Here is what structured agentic automation changes and why the gap is widening in 2026.
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Bar chart showing agentic workflows cut per-loan processing cost 35 to 50 percent versus human-assisted AI

The Exception Queue Is the Most Expensive Line in Your Loan Operation

Agentic workflows cut per-loan processing cost 35 to 50% by eliminating the exception queue scripted automation creates. Here is the math most lenders never run.
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Bar chart: debt recovery success falls from 65% within 48 hours to 15% after 14 days for alternative lenders.

The Recoverable AR You're Writing Off Is a Timing Failure, Not a Credit Failure

For alternative lenders, 15 to 20% of recoverable AR is lost to slow follow-up, not bad credit. See how contact timing drives recovery and how automated cadence closes the gap.
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Horizontal bar chart comparing time to funding by lender type, showing MCA same-day funding against bank and SBA timelines of weeks to months

Off-the-Shelf Underwriting Was Built for W-2 Borrowers. You Don't Lend to Them.

Off-the-shelf underwriting was built for W-2 borrowers, not the cash-flow businesses alternative lenders fund. Here is where it leaks deals and how to fix it.
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