Alternative Lending

A three-day month-end close is a recurring labor tax most lenders never price. Here is where the cost leaks and what exception-based automation returns to the close.

The revised CFPB Section 1071 rule takes effect June 30, raising the coverage threshold tenfold. Most lenders cannot pull the origination data that decides whether it applies to them.

Most lenders have automated tasks, not functions. The 2026 data shows why that gap keeps the cost in place, and what automating a full function actually requires.

Equipment finance volume is up 22.2% in early 2026, but the desks processing it did not grow with it. Why hiring through a surge fails, and how lenders scale volume without scaling headcount.

Most lenders blame the technology when their AI underdelivers. The real issue is a point tool bolted onto an unchanged process. See why end-to-end redesign drives 60 to 90 percent cycle-time reductions.

How one specialty equipment lessor doubled monthly deal volume from 120 to 240 on the same six-analyst desk by orchestrating file prep, and the cost math that makes hiring the wrong growth lever.

Agentic AI in lending is no longer a capability problem. Only 6% of finance leaders report broad-scale implementation, and governance is the barrier. Here is why accountability has to be designed in at build time.

NY's FAIR Act expanded AG enforcement to MCA collection conduct. Here's what that means for your collections SOP and the cost of inconsistent follow-up.